The concept of moral adulthood is discrete from the concepts of legal, biological, ethical or political adulthood. Made simple, it’s when you both can afford to live on your own, and actually do so.
Triple whammy, not Failure to Launch, por favor.
Housing crunch, wage and salary equilibrium depression, and the higher education bubble, are simultaneously converging on millennials.
Don’t worry, though, those might be bugs to millennials, but they’re features to the top several percent.